:root {
  --orange: #fe6909;
  --orange-dark: #e45b00;
  --blue: #0066cd;
  --blue-dark: #00498f;
  --navy: #072e59;
  --ink: #142133;
  --muted: #657083;
  --light: #f5f8fc;
  --line: #dce6f1;
  --white: #ffffff;
  --shadow: 0 18px 50px rgba(4, 48, 93, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: "Segoe UI", Arial, Helvetica, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; }
a { color: inherit; transition: .25s ease; }
a:hover { color: var(--orange); text-decoration: none; }
button, a { -webkit-tap-highlight-color: transparent; }

.skip-link {
  position: fixed;
  left: 12px;
  top: -60px;
  z-index: 9999;
  background: var(--blue);
  color: var(--white);
  padding: 10px 16px;
  border-radius: 6px;
}
.skip-link:focus { top: 12px; color: var(--white); }

.container { max-width: 1180px; }
.topbar { background: var(--navy); color: rgba(255,255,255,.88); font-size: 13px; }
.topbar-inner { min-height: 38px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.topbar-contact { display: flex; gap: 22px; }
.topbar a { color: rgba(255,255,255,.9); }
.topbar a:hover { color: var(--orange); }
.topbar i { color: var(--orange); margin-right: 7px; }
.topbar-note i { margin-right: 7px; }

.site-header {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: transparent;
  border-bottom: 1px solid transparent;
  transition: background .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.site-header.scrolled {
  position: fixed;
  background: rgba(255,255,255,.97);
  border-bottom-color: rgba(0,102,205,.1);
  box-shadow: 0 12px 32px rgba(10,42,73,.11);
}
.header-inner { min-height: 82px; display: flex; align-items: center; justify-content: space-between; }
.brand { display: inline-flex; align-items: center; width: 215px; }
.brand img { width: 100%; max-height: 64px; object-fit: contain; object-position: left center; }
.primary-nav { display: flex; align-items: center; gap: 31px; }
.primary-nav a { position: relative; font-weight: 700; font-size: 14px; color: rgba(255,255,255,.95); }
.site-header.scrolled .primary-nav a { color: var(--ink); }
.primary-nav a:not(.nav-cta)::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -8px;
  width: 0;
  height: 2px;
  background: var(--orange);
  transition: width .25s ease;
}
.primary-nav a:hover::after, .primary-nav a.active::after { width: 100%; }
.primary-nav a.active { color: #fff; }
.site-header.scrolled .primary-nav a.active { color: var(--blue); }
.primary-nav .nav-cta { color: var(--white); background: var(--orange); padding: 12px 21px; border-radius: 7px; box-shadow: 0 8px 20px rgba(254,105,9,.22); }
.primary-nav .nav-cta:hover { background: var(--orange-dark); color: var(--white); transform: translateY(-1px); }
.nav-toggle { display: none; border: 0; background: transparent; padding: 8px; }
.nav-toggle span { display: block; width: 28px; height: 3px; border-radius: 3px; background: #fff; margin: 5px 0; transition: .25s ease; }
.site-header.scrolled .nav-toggle span { background: var(--blue); }

.banner-slider {
  position: relative;
  overflow: hidden;
  background: #0b1c33;
}
.banner-slider .rev_slider_wrapper,
.banner-slider .rev_slider {
  width: 100% !important;
}
.banner-slider img {
  max-width: none;
  height: auto;
}
.banner-slider .tp-caption.button.red {
  color: #ffffff !important;
  background-color: var(--orange) !important;
  border-radius: 6px;
  text-decoration: none !important;
}
.banner-slider .tp-caption.button.red:hover {
  color: var(--ink) !important;
  background-color: #ffffff !important;
}
.banner-slider .tp-bullets.hermes .tp-bullet {
  background: rgba(255,255,255,.45);
}
.banner-slider .tp-bullets.hermes .tp-bullet.selected,
.banner-slider .tp-bullets.hermes .tp-bullet:hover {
  background: var(--orange);
}

.hero { position: relative; padding: 88px 0 0; background: linear-gradient(135deg, #f7fbff 0%, #fff 48%, #fff7f1 100%); overflow: hidden; }
.hero::before { content: ""; position: absolute; left: 0; top: 0; width: 100%; height: 4px; background: linear-gradient(90deg, var(--orange) 0 58%, var(--blue) 58% 100%); }
.hero-shape { position: absolute; border-radius: 50%; pointer-events: none; }
.hero-shape-one { width: 440px; height: 440px; right: -190px; top: 60px; background: rgba(0,102,205,.065); }
.hero-shape-two { width: 230px; height: 230px; left: -130px; bottom: 30px; border: 38px solid rgba(254,105,9,.07); }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.03fr .97fr; gap: 70px; align-items: center; }
.eyebrow, .section-kicker { display: inline-flex; align-items: center; gap: 8px; color: var(--blue); font-size: 13px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.eyebrow i { color: var(--orange); }
.hero h1 { margin: 20px 0 22px; font-size: clamp(44px, 5vw, 72px); line-height: 1.04; font-weight: 800; letter-spacing: -.035em; color: var(--navy); }
.hero h1 span, h2 span { color: var(--orange); }
.hero-copy > p { max-width: 630px; color: var(--muted); font-size: 18px; line-height: 1.75; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 31px; }
.btn-brand { display: inline-flex; min-height: 50px; align-items: center; justify-content: center; gap: 9px; border: 2px solid transparent; border-radius: 8px; padding: 12px 22px; font-weight: 800; font-size: 14px; transition: .25s ease; }
.btn-primary-brand { background: var(--orange); color: var(--white); box-shadow: 0 10px 26px rgba(254,105,9,.25); }
.btn-primary-brand:hover { background: var(--orange-dark); color: var(--white); transform: translateY(-2px); }
.btn-outline-brand { border-color: var(--blue); color: var(--blue); background: var(--white); }
.btn-outline-brand:hover { color: var(--white); background: var(--blue); transform: translateY(-2px); }
.hero-proof { display: flex; gap: 0; margin-top: 38px; }
.hero-proof div { padding: 0 25px; border-left: 1px solid var(--line); }
.hero-proof div:first-child { padding-left: 0; border-left: 0; }
.hero-proof strong { display: block; color: var(--blue); font-size: 26px; line-height: 1.1; }
.hero-proof span { color: var(--muted); font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; }
.hero-visual { position: relative; padding: 0 0 35px; }
.hero-image-wrap { position: relative; }
.hero-image-wrap::before { content: ""; position: absolute; inset: 25px -22px -22px 35px; z-index: -1; border-radius: 30px 5px 30px 5px; background: var(--blue); }
.hero-image-wrap::after { content: ""; position: absolute; right: -22px; top: 42px; width: 8px; height: 42%; border-radius: 5px; background: var(--orange); }
.hero-image-wrap > img { display: block; width: 100%; height: 520px; object-fit: cover; border-radius: 30px 5px 30px 5px; box-shadow: var(--shadow); }
.hero-badge { position: absolute; display: flex; align-items: center; gap: 12px; min-width: 210px; padding: 13px 15px; background: rgba(255,255,255,.96); border: 1px solid rgba(0,102,205,.13); border-radius: 12px; box-shadow: 0 15px 35px rgba(0,57,111,.15); }
.hero-badge-top { top: 35px; left: -50px; }
.hero-badge-bottom { right: -48px; bottom: 25px; }
.badge-icon { width: 42px; height: 42px; flex: 0 0 42px; display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; color: var(--white); background: var(--blue); }
.badge-icon.orange { background: var(--orange); }
.hero-badge span:last-child { color: var(--muted); font-size: 11px; line-height: 1.35; }
.hero-badge strong { display: block; color: var(--ink); font-size: 13px; }
.benefits-bar { position: relative; z-index: 5; display: grid; grid-template-columns: repeat(5, 1fr); margin-top: 72px; background: var(--white); border-radius: 14px 14px 0 0; box-shadow: 0 -5px 35px rgba(7,46,89,.08); }
.benefits-bar article { display: flex; align-items: center; gap: 13px; padding: 25px 20px; border-left: 1px solid var(--line); }
.benefits-bar article:first-child { border-left: 0; }
.benefits-bar i { width: 44px; height: 44px; flex: 0 0 44px; display: inline-flex; align-items: center; justify-content: center; border-radius: 10px; color: var(--white); background: var(--blue); font-size: 18px; }
.benefits-bar article:nth-child(even) i { background: var(--orange); }
.benefits-bar span { color: var(--muted); font-size: 11px; line-height: 1.4; }
.benefits-bar strong { display: block; color: var(--ink); font-size: 13px; }

.section { padding: 105px 0; }
.two-column { display: grid; grid-template-columns: 1fr 1fr; gap: 78px; align-items: center; }
.image-frame { position: relative; padding: 18px 18px 0 0; }
.image-frame::before { content: ""; position: absolute; right: 0; top: 0; width: 65%; height: 65%; border: 4px solid var(--orange); border-left: 0; border-bottom: 0; border-radius: 0 24px 0 0; }
.image-frame img { position: relative; display: block; width: 100%; height: 470px; object-fit: cover; border-radius: 8px 28px 8px 28px; box-shadow: var(--shadow); }
.experience-card { position: absolute; right: -25px; bottom: -28px; width: 220px; padding: 22px 20px; color: var(--white); background: var(--blue); border-left: 6px solid var(--orange); border-radius: 10px; box-shadow: var(--shadow); }
.experience-card strong { display: block; font-size: 26px; }
.experience-card span { font-size: 12px; opacity: .84; }
.section-copy h2, .section-heading h2, .business-copy h2, .why-copy h2, .contact-copy h2 { margin: 13px 0 20px; color: var(--navy); font-size: clamp(34px, 4vw, 50px); line-height: 1.13; font-weight: 800; letter-spacing: -.025em; }
.section-copy .lead { color: var(--ink); font-size: 18px; font-weight: 600; }
.section-copy p, .section-heading p { color: var(--muted); }
.check-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 13px 20px; margin: 28px 0; }
.check-grid div { display: flex; align-items: center; gap: 10px; font-size: 14px; font-weight: 700; }
.check-grid i { width: 24px; height: 24px; display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; color: var(--white); background: var(--orange); font-size: 11px; }
.text-link { color: var(--blue); font-weight: 800; }
.text-link i { margin-left: 6px; }

.solutions { background: var(--light); }
.section-heading { max-width: 760px; margin: 0 auto 48px; }
.section-heading.text-center { text-align: center; }
.solution-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.solution-card { position: relative; overflow: hidden; background: var(--white); border: 1px solid rgba(0,102,205,.09); border-radius: 16px; box-shadow: 0 14px 35px rgba(7,46,89,.07); transition: transform .25s ease, box-shadow .25s ease; }
.solution-card:hover { transform: translateY(-8px); box-shadow: var(--shadow); }
.solution-card.featured { border-color: rgba(254,105,9,.55); }
.solution-image { height: 205px; overflow: hidden; background: #eef3f8; }
.solution-image img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.solution-card:hover .solution-image img { transform: scale(1.05); }
.solution-content { position: relative; padding: 30px; }
.solution-number { position: absolute; right: 24px; top: 22px; color: rgba(0,102,205,.13); font-size: 50px; font-weight: 900; line-height: 1; }
.solution-icon { width: 52px; height: 52px; display: inline-flex; align-items: center; justify-content: center; border-radius: 13px; color: var(--white); background: var(--blue); font-size: 21px; }
.solution-card.featured .solution-icon { background: var(--orange); }
.solution-card h3 { margin: 19px 0 12px; color: var(--navy); font-size: 22px; font-weight: 800; }
.solution-card p { color: var(--muted); font-size: 14px; }
.solution-card ul { list-style: none; margin: 20px 0 0; padding: 0; border-top: 1px solid var(--line); }
.solution-card li { position: relative; padding: 11px 0 0 19px; color: #48576a; font-size: 13px; font-weight: 600; }
.solution-card li::before { content: ""; position: absolute; left: 0; top: 19px; width: 7px; height: 7px; border-radius: 50%; background: var(--orange); }

.business-benefits { position: relative; padding: 0; color: var(--white); background: var(--blue); }
.business-benefits::after { content: ""; position: absolute; right: 0; bottom: 0; width: 250px; height: 250px; border-radius: 250px 0 0 0; background: rgba(254,105,9,.95); clip-path: polygon(100% 0, 100% 100%, 0 100%); }
.business-grid { display: grid; grid-template-columns: .95fr 1.05fr; min-height: 670px; }
.business-photo { position: relative; min-height: 670px; margin-left: calc((100vw - 1180px) / -2); overflow: hidden; }
.business-photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(7,46,89,.05), rgba(0,102,205,.32)); }
.business-photo img { width: 100%; height: 100%; object-fit: cover; }
.savings-badge { position: absolute; z-index: 2; right: 25px; bottom: 35px; display: flex; flex-direction: column; padding: 20px 24px; text-align: center; color: var(--white); background: var(--orange); border: 5px solid rgba(255,255,255,.72); border-radius: 15px; box-shadow: var(--shadow); }
.savings-badge small { font-size: 11px; }
.savings-badge strong { font-size: 30px; line-height: 1.2; }
.savings-badge span { font-size: 9px; opacity: .9; }
.business-copy { position: relative; z-index: 2; padding: 85px 0 85px 70px; }
.section-kicker.light { color: #ddecff; }
.business-copy h2, .why-copy h2, .contact-copy h2 { color: var(--white); }
.business-copy > p { max-width: 620px; color: rgba(255,255,255,.82); }
.benefit-list { margin-top: 30px; }
.benefit-list article { display: grid; grid-template-columns: 52px 1fr; gap: 17px; padding: 17px 0; border-bottom: 1px dashed rgba(255,255,255,.3); }
.benefit-list article:last-child { border-bottom: 0; }
.benefit-list i { width: 52px; height: 52px; display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; color: var(--orange); background: var(--white); font-size: 19px; }
.benefit-list h3 { margin: 0 0 3px; font-size: 17px; font-weight: 800; }
.benefit-list p { margin: 0; color: rgba(255,255,255,.75); font-size: 13px; }

.finance-benefits { background: var(--white); }
.finance-benefits .section-heading { margin-left: 0; }
.finance-layout { display: grid; grid-template-columns: 1fr 300px; gap: 30px; align-items: stretch; }
.finance-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.finance-card { padding: 28px; text-align: center; border: 2px solid var(--blue); border-radius: 18px; background: var(--white); box-shadow: 0 12px 28px rgba(7,46,89,.06); }
.finance-card.orange { border-color: var(--orange); }
.finance-card i { color: var(--blue); font-size: 43px; }
.finance-card.orange i { color: var(--orange); }
.finance-card h3 { margin: 13px 0 8px; color: var(--navy); font-size: 18px; font-weight: 800; }
.finance-card p { margin: 0; color: var(--muted); font-size: 13px; }
.rate-card { display: flex; flex-direction: column; align-items: center; justify-content: center; min-height: 100%; padding: 32px 25px; text-align: center; color: var(--white); background: linear-gradient(160deg, var(--navy), var(--blue)); border: 4px solid rgba(0,102,205,.3); border-radius: 22px; box-shadow: var(--shadow); }
.rate-card > span { font-size: 18px; font-weight: 700; }
.rate-card strong { display: block; margin: 10px 0 0; color: #ffe287; font-size: 112px; line-height: .95; letter-spacing: -.08em; }
.rate-card sup { font-size: 45px; top: -.75em; }
.rate-card b { font-size: 27px; text-transform: uppercase; }
.rate-card small { margin-top: 24px; color: rgba(255,255,255,.7); font-size: 11px; }

.journey { background: var(--light); }
.journey-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 23px; }
.journey-step { overflow: hidden; background: var(--white); border-radius: 15px; box-shadow: 0 14px 35px rgba(7,46,89,.07); }
.journey-image { height: 250px; overflow: hidden; }
.journey-image img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.journey-step:hover .journey-image img { transform: scale(1.045); }
.step-content { display: grid; grid-template-columns: 43px 43px 1fr; align-items: start; gap: 12px; padding: 24px 22px 27px; }
.step-content > span, .step-content > i { width: 43px; height: 43px; display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; }
.step-content > span { color: var(--white); background: var(--blue); font-weight: 900; }
.step-content > i { color: var(--blue); background: #eef6ff; font-size: 17px; }
.journey-step:nth-child(2) .step-content > span { background: var(--orange); }
.journey-step:nth-child(2) .step-content > i { color: var(--orange); background: #fff2e9; }
.step-content h3 { margin: 0 0 6px; color: var(--navy); font-size: 17px; font-weight: 800; }
.step-content p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.5; }

.why-us { color: var(--white); background: linear-gradient(120deg, var(--navy) 0 43%, var(--blue) 43% 100%); }
.why-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 75px; align-items: center; }
.why-copy p { color: rgba(255,255,255,.76); }
.btn-white { margin-top: 19px; color: var(--blue); background: var(--white); }
.btn-white:hover { color: var(--white); background: var(--orange); transform: translateY(-2px); }
.why-list { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.why-list article { display: grid; grid-template-columns: 46px 1fr; gap: 15px; padding: 24px; background: rgba(255,255,255,.11); border: 1px solid rgba(255,255,255,.18); border-radius: 13px; backdrop-filter: blur(7px); }
.why-list span { width: 42px; height: 42px; display: inline-flex; align-items: center; justify-content: center; border-radius: 9px; color: var(--white); background: var(--orange); font-weight: 900; }
.why-list h3 { margin: 0 0 4px; font-size: 17px; font-weight: 800; }
.why-list p { margin: 0; color: rgba(255,255,255,.7); font-size: 12px; }

.partners { background: var(--white); }
.partner-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }
.partner-card { height: 130px; display: flex; align-items: center; justify-content: center; padding: 18px; background: var(--white); border: 1px solid var(--line); border-radius: 12px; transition: .25s ease; }
.partner-card:nth-child(even) { border-color: rgba(254,105,9,.45); }
.partner-card:nth-child(odd) { border-color: rgba(0,102,205,.38); }
.partner-card:hover { transform: translateY(-5px); box-shadow: 0 13px 28px rgba(7,46,89,.1); }
.partner-card img { width: 100%; height: 95px; object-fit: contain; }

.contact { position: relative; padding: 100px 0; color: var(--white); background: url('../images/template/contact-bg.jpg') center/cover no-repeat; }
.contact-overlay { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(7,46,89,.96) 0%, rgba(0,102,205,.9) 52%, rgba(7,46,89,.78) 100%); }
.contact-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1fr 450px; gap: 70px; align-items: center; }
.contact-logo { width: 230px; max-height: 120px; object-fit: contain; object-position: left center; filter: brightness(0) invert(1); opacity: .97; margin-bottom: 20px; }
.contact-copy p { max-width: 650px; color: rgba(255,255,255,.8); font-size: 17px; }
.contact-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 28px; }
.btn-outline-white { color: var(--white); border-color: rgba(255,255,255,.8); }
.btn-outline-white:hover { color: var(--blue); background: var(--white); }
.contact-card { padding: 34px; color: var(--ink); background: rgba(255,255,255,.97); border-top: 5px solid var(--orange); border-radius: 15px; box-shadow: var(--shadow); }
.contact-card h3 { margin: 0 0 22px; color: var(--navy); font-size: 25px; font-weight: 800; }
.contact-item { display: grid; grid-template-columns: 44px 1fr; gap: 14px; align-items: center; padding: 14px 0; border-bottom: 1px solid var(--line); }
.contact-item i { width: 44px; height: 44px; display: inline-flex; align-items: center; justify-content: center; border-radius: 10px; color: var(--white); background: var(--blue); }
.contact-item:nth-of-type(even) i { background: var(--orange); }
.contact-item small { display: block; color: var(--muted); font-size: 10px; text-transform: uppercase; letter-spacing: .08em; }
.contact-item strong, .contact-item a { color: var(--ink); font-size: 14px; font-weight: 800; }
.contact-note { margin-top: 20px; padding: 13px 15px; color: #546173; background: #f3f7fb; border-radius: 9px; font-size: 10px; line-height: 1.5; }
.contact-note i { color: var(--orange); margin-right: 5px; }

.site-footer { color: rgba(255,255,255,.7); background: #031d38; }
.footer-inner { min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.footer-inner p { margin: 0; font-size: 12px; }
.footer-inner p:last-child { color: var(--orange); font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.footer-inner a { color: inherit; }
.footer-inner a:hover { color: var(--white); }
#loading { background-color: #ffffff; height: 100%; width: 100%; position: fixed; top: 0; left: 0; right: 0; bottom: 0; overflow: hidden !important; z-index: 999999; }
#loading-center { width: 100%; height: 100%; position: relative; }
#loading-center img { text-align: center; left: 0; position: absolute; right: 0; top: 50%; transform: translateY(-50%); z-index: 99; margin: 0 auto; max-width: 220px; }

.whatsapp-float { position: fixed; z-index: 900; left: 22px; right: auto; bottom: 24px; width: 48px; height: 48px; display: inline-flex; align-items: center; justify-content: center; border: 0; border-radius: 50%; color: var(--white); box-shadow: 0 10px 24px rgba(0,0,0,.18); background: #25d366; font-size: 23px; }
.whatsapp-float:hover { color: var(--white); transform: translateY(-3px); }

.car-top { width: 85px; position: fixed; bottom: -180px; right: 30px; z-index: 9999; opacity: 1; cursor: pointer; }
.car-top img { display: block; max-width: 100%; height: auto; }
.car-top.show { bottom: 5% !important; transition: 1s; }
.car-top.car-run { bottom: 100% !important; transition: 1s; }
.car-top.car-down { transition: 1s; }
.car-top:before, .car-top:after { content: ""; position: absolute; transition: .2s; opacity: 0; }
.car-top:hover:before, .car-top:hover:after, .car-top.car-run:before, .car-top.car-run:after { opacity: 1; }
.car-top:before, .car-top.car-run:before { top: -1px; left: 0; width: 85px; height: 89px; background: url(../images/template/car-focus.png) no-repeat 0 0; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .65s ease, transform .65s ease; }
.reveal.in-view { opacity: 1; transform: none; }

@media (max-width: 1199px) {
  .hero-grid { gap: 38px; }
  .hero-badge-top { left: -20px; }
  .hero-badge-bottom { right: -20px; }
  .business-photo { margin-left: 0; }
  .partner-grid { grid-template-columns: repeat(5, 1fr); }
}

@media (max-width: 991px) {
  .topbar-note { display: none; }
  .topbar-inner { justify-content: center; }
  .site-header { top: 0; }
  .header-inner { min-height: 72px; }
  .brand { width: 185px; }
  .nav-toggle { display: block; }
  .nav-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
  .nav-toggle.open span:nth-child(2) { opacity: 0; }
  .nav-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
  .primary-nav { position: absolute; left: 15px; right: 15px; top: calc(100% + 1px); display: none; align-items: stretch; gap: 0; padding: 12px; background: var(--white); border-radius: 0 0 12px 12px; box-shadow: 0 16px 30px rgba(7,46,89,.15); }
  .primary-nav.open { display: flex; flex-direction: column; }
  .primary-nav a { padding: 12px 14px; color: var(--ink); }
  .primary-nav a.active { color: var(--blue); }
  .primary-nav a::after { display: none; }
  .primary-nav .nav-cta { margin-top: 8px; text-align: center; }
  .hero { padding-top: 65px; }
  .hero-grid, .two-column, .business-grid, .why-grid, .contact-grid { grid-template-columns: 1fr; }
  .hero-copy { text-align: center; }
  .eyebrow { justify-content: center; }
  .hero-copy > p { margin-left: auto; margin-right: auto; }
  .hero-actions, .hero-proof { justify-content: center; }
  .hero-visual { max-width: 690px; margin: 18px auto 0; }
  .hero-image-wrap > img { height: 480px; }
  .benefits-bar { grid-template-columns: repeat(3, 1fr); border-radius: 14px 14px 0 0; }
  .benefits-bar article:nth-child(4) { border-left: 0; }
  .section { padding: 82px 0; }
  .section-media { max-width: 650px; margin: 0 auto; }
  .two-column { gap: 65px; }
  .experience-card { right: 5px; }
  .solution-grid { grid-template-columns: 1fr; max-width: 700px; margin: 0 auto; }
  .solution-card { display: grid; grid-template-columns: 280px 1fr; }
  .solution-image { height: 100%; min-height: 310px; }
  .business-grid { min-height: 0; }
  .business-photo { min-height: 520px; }
  .business-copy { padding: 75px 0; }
  .finance-layout { grid-template-columns: 1fr; }
  .rate-card { min-height: 330px; }
  .journey-grid { grid-template-columns: 1fr; max-width: 760px; margin: 0 auto; }
  .journey-step { display: grid; grid-template-columns: 300px 1fr; }
  .journey-image { height: 100%; min-height: 260px; }
  .why-us { background: linear-gradient(160deg, var(--navy), var(--blue)); }
  .partner-grid { grid-template-columns: repeat(3, 1fr); }
  .contact-grid { gap: 45px; }
  .contact-card { max-width: 650px; }
}

@media (max-width: 767px) {
  body { font-size: 15px; }
  .topbar { display: none; }
  .header-inner { min-height: 67px; }
  .brand { width: 165px; }
  .hero { padding-top: 48px; }
  .hero h1 { font-size: 43px; }
  .hero-copy > p { font-size: 16px; }
  .hero-proof div { padding: 0 14px; }
  .hero-proof strong { font-size: 22px; }
  .hero-proof span { font-size: 9px; }
  .hero-image-wrap { margin: 0 8px; }
  .hero-image-wrap::before { inset: 16px -8px -10px 18px; }
  .hero-image-wrap::after { right: -8px; }
  .hero-image-wrap > img { height: 400px; }
  .hero-badge { min-width: auto; padding: 10px 12px; }
  .hero-badge-top { left: -5px; top: 18px; }
  .hero-badge-bottom { right: -5px; bottom: 10px; }
  .benefits-bar { grid-template-columns: 1fr 1fr; margin-top: 48px; }
  .benefits-bar article { border-top: 1px solid var(--line); }
  .benefits-bar article:nth-child(1), .benefits-bar article:nth-child(2) { border-top: 0; }
  .benefits-bar article:nth-child(3), .benefits-bar article:nth-child(5) { border-left: 0; }
  .section { padding: 70px 0; }
  .section-copy h2, .section-heading h2, .business-copy h2, .why-copy h2, .contact-copy h2 { font-size: 36px; }
  .image-frame img { height: 380px; }
  .experience-card { width: 190px; padding: 18px; }
  .experience-card strong { font-size: 22px; }
  .check-grid, .finance-cards, .why-list { grid-template-columns: 1fr; }
  .solution-card { display: block; }
  .solution-image { height: 220px; min-height: 0; }
  .business-photo { min-height: 420px; }
  .business-copy { padding: 65px 0; }
  .business-benefits::after { width: 130px; height: 130px; }
  .savings-badge { right: 12px; bottom: 18px; }
  .finance-layout { gap: 20px; }
  .journey-step { display: block; }
  .journey-image { height: 260px; min-height: 0; }
  .partner-grid { grid-template-columns: repeat(2, 1fr); }
  .partner-card { height: 115px; }
  .partner-card img { height: 82px; }
  .contact { padding: 75px 0; }
  .contact-actions { flex-direction: column; align-items: stretch; }
  .contact-card { padding: 26px 21px; }
  .footer-inner { padding: 20px 15px; flex-direction: column; justify-content: center; text-align: center; }
}

@media (max-width: 480px) {
  .container { padding-left: 18px; padding-right: 18px; }
  .hero h1 { font-size: 38px; }
  .eyebrow, .section-kicker { font-size: 10px; letter-spacing: .08em; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn-brand { width: 100%; }
  .hero-proof { flex-wrap: wrap; }
  .hero-proof div { width: 33.333%; }
  .hero-image-wrap > img { height: 330px; }
  .hero-badge span:last-child { display: none; }
  .hero-badge { min-width: 54px; }
  .benefits-bar { grid-template-columns: 1fr; }
  .benefits-bar article { border-left: 0 !important; border-top: 1px solid var(--line) !important; }
  .benefits-bar article:first-child { border-top: 0 !important; }
  .image-frame img { height: 320px; }
  .experience-card { position: relative; right: auto; bottom: auto; margin: -55px 14px 0 auto; }
  .section-copy h2, .section-heading h2, .business-copy h2, .why-copy h2, .contact-copy h2 { font-size: 32px; }
  .business-photo { min-height: 350px; }
  .savings-badge strong { font-size: 25px; }
  .rate-card strong { font-size: 92px; }
  .step-content { grid-template-columns: 38px 38px 1fr; padding: 20px 15px; gap: 9px; }
  .step-content > span, .step-content > i { width: 38px; height: 38px; }
  .partner-grid { gap: 10px; }
  .partner-card { padding: 10px; height: 100px; }
  .partner-card img { height: 72px; }
  .contact-item { grid-template-columns: 40px 1fr; }
  .contact-item i { width: 40px; height: 40px; }
  .whatsapp-float { left: 14px; right: auto; }
  .car-top { right: 14px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
  .reveal { opacity: 1; transform: none; }
}